Common Mistakes Made with Tax Refunds

On average, Americans received over $3,000 in tax refunds last year. For a significant number of those people, the immediate response in having that amount of money on hand is to start spending. However, without first analyzing where the money should go, these individuals buy all kinds of things that add no real value. With tax refunds just around the corner, you have the chance to give serious thought as to how your money should and should not be spent. After all, the goal is to get the most out of your refund, which is possible by avoiding common mistakes....

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Tips for Avoiding Bankruptcy Filing in Auburn

With busy schedules and tremendous daily responsibility, few people stop to really think about their future, not only from the perspective of what they would like to do but also where they will stand financially. To make your dreams for retirement come true, you need to determine how much money you require. Commonly Made Mistakes When preparing for retirement, the first and most critical step involves starting a special savings account. However, with so many additional options available, it is important that you make decisions wisely. In other words, when you’re planning for your retirement years, there are specific...

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5 Common Foreclosure Scams Auburn Bankruptcy Attorneys Fight

In falling behind on your mortgage payments, you face the very real risk of foreclosure. In addition to being stressful, foreclosure is frightening. Although there are viable solutions for getting out of this situation, unfortunately, some people prey on innocent people at risk of losing their homes. To avoid being a victim of a foreclosure scam, you need to know what to look for by considering the following and talking to an Auburn bankruptcy attorney. Scamming Opportunities Equity Stripping – In this case, a mortgage lender that is aware of your financial situation may try to sway you to take...

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Behind on Your Mortgage?

If you are behind on your mortgage, there are several options. With years of experience as a creditor attorney working with top mortgage companies, I personally understand the way these companies operate. For instance, mortgage companies will take a foreclosure over working out a deal. After all, mortgage companies have a huge incentive in going with a foreclosure. There are advantages and disadvantages for each of the options you have to catch up on mortgage payments. To make the best decision, you need to understand each option and work with a reputable Auburn bankruptcy attorney, like Laura Harris-Courage. Chapter...

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Risky Bankruptcy Alternatives: Credit Counseling and Debt Reduction

Risky Bankruptcy Alternatives: Credit Counseling and Debt Reduction Unfortunately, for many people, the thought of bankruptcy is simply too much to deal with, so instead of taking the appropriate action, they become victims of schemes concocted by sophisticated criminals looking for easy prey. Credit Counseling If you are having financial issues and need help, a reputable Auburn bankruptcy attorney like Laura Harris-Courage will provide advice and guidance. What you want to be careful with is credit counseling. If your level of income is such that you could be forced into paying off creditors in full, even if you end...

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Can you answer YES to any of these questions?

Are you being burdened with any of these scenarios? Can you answer YES to any of these questions? If you answer yes to any of these questions then we can help! Are collection agencies constantly harassing you? Is your mailbox full of overdue notices? Are you using one credit card to pay off another? Has your vehicle been repossessed? Has someone sued you and won? Did your “ex” leave you with all of the bills and only half the household income? Are your total bills as much as you make in a year? Were you laid off from your job...

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